accessibility ACCESSIBILITY
The terms and conditions below are legally binding on you as a Doctors Choice Gold Exchange user and/or as a customer of Doctors Choice Gold Exchange or Doctors Choice Gold Exchange LLC, and inure to the benefit of Doctors Choice Gold Exchange LLC and its successors and assigns.

Requirements: By conducting any form of business whatsoever with Doctors Choice Gold Exchange LLC, you guarantee and warrant that you fulfill the following requirements:

(1) You are at least (21) years of age.

(2) You are the legal owner of any and all items sent and or sold to Doctors Choice Gold Exchange or specified and authorized by the rightful owner to sell the items to Doctors Choice Gold Exchange LLC.

(3) Unless specified in writing, you are acting on your own behalf and not as the agent of representative of another person.

(4) You agree to be legally bound by all terms and conditions.

(5) You understand Doctors Choice Gold Exchange may request additional documentation and/or proof of compliance with any of these requirements.

You expressly represent, warrant and agree that you have (or if acting on behalf of or as agent of representative of another person, such person has), full, legal and unencumbered title to, and ownership of, every Item that is sent or delivered by you to Doctors Choice Gold Exchange LLC and that you have full authority to solely engage in the transaction with Doctors Choice Gold Exchange LLC.

You agree to and will indemnify and hold harmless Doctors Choice Gold Exchange LLC from and against any and all claims, suits, investigations, judgments, liabilities, obligations and damages relating to or arising out of the title to, ownership of or lien on any item sold or purported or arranged to be sold by you to Doctors Choice Gold Exchange LLC.

LIMITS OF LIABILITY
(i) Doctors Choice Gold Exchange will have no liability for any item while in transit or otherwise in the possession or custody of any party other than Doctors Choice Gold Exchange, including without limitation, any common carrier, customs authority, postal or delivery service. You bear the risk of loss until Doctors Choice Gold Exchange acknowledges receipt and verification of your item(s), even if you send items in Doctors Choice Gold Exchange materials provided by Doctors Choice Gold Exchange.

(ii) In the event of loss of or damage to the contents of a Doctors Choice Gold Exchange kit, that you properly ship to Doctors Choice Gold Exchange in accordance with the instructions and procedures set forth in the printed materials, Doctors Choice Gold Exchange will, subject to these terms and conditions, pay you (and Doctors Choice Gold Exchange's liability will be limited to) an amount equal to the lesser of the one-fourth (1/4) of the appraised value of the lost contents or One Hundred Dollars ($100.00). Doctors Choice Gold Exchange reserves the right, in its sole discretion, to reject delivery of any mail or package that appears damaged, opened or tampered with. Any such rejected mail or package will be returned to you, and Doctors Choice Gold Exchange will have no liability in connection with any such attempted delivery or return of any item(s). Accordingly, if you anticipate the value of your items to be in excess of $100.00, you should send them to Doctors Choice Gold Exchange via UPS or the Postal Service of your choice and insure your item(s) against loss in transit to Doctors Choice Gold Exchange for your full anticipated value.

(iii) In the event of a loss of damage after Doctors Choice Gold Exchange acknowledges receipt and verification of an Item, Doctors Choice Gold Exchange's liability will be limited to One-Fourth (1/4) of the appraised value of the lost or damaged item or Three Thousand Dollars ($3000.00), whichever is less and based on an original sales receipt or written third party appraisal issued prior to delivery to Doctors Choice Gold Exchange. For Dental Scrap, valuation shall be determined by previously determined weight & purity of material, excluding any retail or “patient cost” amounts and not to exceed $250.00

(v) In order to make a claim for loss or damage of an item, you must submit a claim to Doctors Choice Gold Exchange after thirty (30) days and within sixty (60) days of your mailing the item to Doctors Choice Gold Exchange. Such claim must be made on the claim form provided by Doctors Choice Gold Exchange (available upon request). Doctors Choice Gold Exchange will not accept or process your claim form unless it is fully and accurately completed, signed and delivered to Doctors Choice Gold Exchange in accordance with the instructions on the claim form. In addition, you must submit all supporting documentation with the completed and signed claim form.

(vi) Doctors Choice Gold Exchange reserves the right, in its sole discretion, to reject delivery of any Gold Kit, mail, envelope, package or other material that appears damaged, opened or tampered with. Any such rejected material will be returned to you, and Doctors Choice Gold Exchange will have no liability for any such attempted delivery or return of any item(s).

(vii) Except as expressly provided in items (ii) and (iii), Doctors Choice Gold Exchange will have and assumes no liability whatsoever, whether in connection with the use of any type of gold kit or other materials provided by Doctors Choice Gold Exchange, the loss of any item(s), or for any other reason, including, without limitation, other similar damages (including, without limitation, loss of profit or opportunity).

PAYMENT AND RETURN
(i) After receipt and valuation of your items, Doctors Choice Gold Exchange will issue a check that constitutes Doctors Choice Gold Exchange's payment for the purchase of your items(s). Our valuation shall be based on the P.M. London Gold Fix at the time of receipt of your material.

(ii) Doctors Choice Gold Exchange does not provide written appraisals. In consideration of the constantly fluctuating Gold Market and in advance to issuing a check, we will notify you via fax and/or email of our offer for your material. You must respond back to us, via fax or email, within twenty-four (24) hours of our cash offer ONLY if you wish to reject our offer and have your material returned. Our offer is final and due to rapid price fluctuations, non-negotiable. If you do not contact us within the twenty-four (24) hour grace period, we will send your check within forty-eight (48) hours (allow up to ten (10) days for Dental Scrap) and the transaction shall be legally binding. You will not have the opportunity to return your check or receive your items back from Doctors Choice Gold Exchange. Phone conversations may, at our discretion, be monitored and/or recorded.

RETURN INSURANCE LIABILITY LIMITATION. Doctors Choice Gold Exchange will insure any item returned to you with a value, as determined by Doctors Choice Gold Exchange in its sole discretion of $20.00 or more at the amount of two (2) times such value (regardless of whether and in what amount it was insured for when mailed by you). NO insurance will be offered on any item with a value of less than twenty (20) dollars. If Doctors Choice Gold Exchange receives a written request from you prior to return shipment of your item(s), Doctors Choice Gold Exchange will increase the amount of insurance as requested by you, provided that you also forward the sum of twenty-five ($25) or necessary policy amount, whichever the greater, to cover insurance and administrative costs. Doctors Choice Gold Exchange will, at its sole discretion, choose the return carrier, insurance and receipt verification method for each transaction, and except for insurance obligation, will have no liability whatsoever in connection with the return of any item to you.

BINDING EFFECT. These terms and conditions, including without limitation, the limitations of liability herein, will be binding on you and all third parties, including but not limited to, your successors, assigns, insurance carriers and any other individual or entity asserting any right or claim relation to your transaction with Doctors Choice Gold Exchange. In no event will Doctors Choice Gold Exchange be liable to any third party, including without limitation, any insurance carrier, nor be liable for, and you waive, any subrogation claim brought by your insurance carrier or on your behalf.

CHOICE OF LAW, waiver and claims. These terms and conditions, and all Doctors Choice Gold Exchange LLC transactions, will be governed by the State of Arizona without regard to its conflict of law provisions. Doctors Choice Gold Exchange's failure to exercise or enforce any right or provision of these terms and conditions will not be deemed to be a waiver of such right or provision. If any of these terms and conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' or law to the contrary, any claim or cause of action arising out of or related to use of Doctors Choice Gold Exchange's service or web site(s) or otherwise with Doctors Choice Gold Exchange must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any such claim or cause of action must be filed in the State of Arizona. Doctors Choice Gold Exchange LLC will be entitled to reimbursement for any and all costs incurred by it in defending any civil action filed or attempted to be filed in any jurisdiction outside of the State of Arizona, including but not limited to, attorney's fees incurred by Doctors Choice Gold Exchange